Cinco de Mayo Pop By

To my surprise these little gifts were a hit!  We were asked for more and more.  I’m so happy people loved them as this gives us the opportunity to get out and see you!  We had a great Cinco de Mayo lunch with the offices and hope you enjoyed yours as well.

Cinco de Mayo Pop bys

Matt Steinmetz nmls#221315


Office locations: Walnut Creek, Vacaville, Paso Robles, San Ramon, El Sobrante, Danville and Campbell.

3-2-1 Bonus!

321 Bonus

This idea came to us in 2014 and was implemented as a loyalty bonus for those loan originators that work at Envoy Mortgage at the time a loan funds and at the time the loyalty bonus hits. 

*As a side note this idea was brought to us by local employees in Northern, CA and sent up the flag pole.  As I’ve mentioned, my favorite thing about Envoy is that they listen.

Imagine this!  You are a loan originator and close loans each month.  Let’s say you close $1,000,000 each month and after the 1st quarter you’ve closed $3,000,000.  You’ve already received your commission as expected on that $3,000,000 and normally that’s all you get. 

Well at Envoy Mortgage you get more! 

With each quarter’s end you will receive a loyalty bonus, paying you extra Bps, on loans you closed the quarter before. But that’s not all… The following year you will get additional Bps on the previous year and previous quarter and then in year 3 you’ll receive Bps again on the loans you closed 2 years ago, 1 year ago and current production.


This can be hard to explain and understand but rest assured this can compound into an awesome bonus check that you aren’t expecting.  Perhaps you just received enough to take that vacation or do that something special, and all you did was close loans, like you’re doing now, but not getting bonuses…

We should really talk!  Call me and we’ll talk about getting you a bonus too!

Matt Steinmetz nmls# 221315




Here is the original post on LinkedIn:


10% Down Jumbo No MI

Here is a video that outlays two new jumbo products that only require 10% down.  

The two products are similar but different. Both allow up to 90% loan to value with no mortgage insurance however one of them allows for second and investment properties and even multiple units including non warrantable condos.
Please watch the video in contact me or comment below with any comments or questions thank you.


Here We Come!

The year has begun and we’ve hit the ground running with our pop by marketing!

We’ve created and supplied the first half of the year’s monthly marketing for our team and we’re receiving a great response!

With Chinese New Year coming first and then the Super Bowl we go into Valentine’s, Mardi Gras, St. Patrick’s, Easter, Cinco de Mayo and beyond.

I am excited to provide fun marketing pieces to our team and help as we grow our busines in 2017!

 Speaking of Super Bowl, click here to enter our contest and the winner gets a prize!